Ocean County is encouraging residents to take part in “National Prescription Take Back Day” on Oct. 28 to dispose of unused and outdated medications to help prevent prescription drug abuse.

According to the 2015 study from the National Survey on Drug Use and Health, there are an estimated 3.8 million people aged 12 or older who are current misusers of pain relievers.

“Various studies show that a majority of abused prescription drugs are obtained from family and friends, often from home medicine cabinets,” said Ocean County Freeholder Director Joseph H. Vicari. “The rates of prescription drug abuse in the United States are alarmingly high, as are the number of accidental poisonings and overdoses due to these drugs.”

To highlight the importance of disposing medications correctly, citizens are encouraged to look through their medicine cabinets and properly dispose of all outdated and unused medications. Throughout Ocean County, there are 20 Medicine Drop Off boxes, including one at the Ocean County Justice Complex located at 120 Hooper Ave., here. Most Drop Off boxes are available 24 hours a day, seven days a week.

“This initiative addresses a vital public safety and health issue,” said Ocean County Freeholder John P. Kelly, who serves as Director of Law and Public Safety. “It is important that these drugs are disposed of properly rather than left lying around and falling into the wrong hands.”

The Medicine Drop Boxes makes it easier and more convenient than ever for Ocean County residents to take an active role in the fight against the nationwide epidemic of opiate and heroin abuse, which often is fueled by the abuse of prescription painkillers.

In Ocean County alone, the Ocean County Prosecutor’s Office has collected over 13 tons of prescription pills over the last two years for proper disposal.

“Residents can drop off their prescription drugs at any of the drop off boxes located at Police Departments throughout Ocean County,” said Ocean County Prosecutor Joseph D. Coronato. “We want to make citizens aware of these opportunities to clean their medicine cabinets to help protect their homes as well as help protect the county.”

The Prosecutor’s Office also mentioned that medicines that are left or forgotten in home medicine cabinets are highly susceptible to diversion, misuse and abuse.

Residents should be aware that flushing prescription drugs or other medicines down the toilet or throwing them in the trash also pose potential safety and health risks.

“With Ocean County being home to 170,000 senior residents, it is important to be aware of the dangers that old prescription drugs can have on grandchildren and loved ones,” added Vicari, who also serves as chairman to Senior Services. “Prescription Take Back Day is great effort to prevent pill abuse and theft. It also allows residents to take advantage of dropping off any unused prescription medications anonymously and with no questions asked at any of the drop off boxes around the County.”

For more information, contact the Ocean County Prosecutor’s Office at 732-929-2027 or your local Police Department. Attached is a listing of the available prescription drop off boxes in Ocean County.

Ocean County Prescription Drop-off Box Locations

Barnegat Police Department

900 West Bay Avenue, Barnegat Township, NJ 08005 (609) 698-5000

Berkeley Township Police Department

631 Pinewald Keswick Road, Manchester Township, NJ 08759 (732) 341-6600

Brick Township Police Department

401 Chambers Bridge Road, Brick Township, NJ 08723 (732) 262-1104

Harvey Cedars Police Department

7606 Long Beach Boulevard, Harvey Cedars, NJ 08008 (609) 494- 3036

Jackson Police Department

102 Jackson Drive, Jackson, NJ 08527 (732) 928-1177

Lacey Township Police Department

808 West Lacey Road, Forked River, NJ 08731 (609) 693-6636

Lakewood Police Department

231 Third Street, Lakewood, NJ 08701 (732) 364-2500

Little Egg Harbor Police Department

665 Radio Road, Little Egg Harbor Township, NJ 08087 (609) 296-3666

Long Beach Township Police Department

6805 Long Beach Boulevard, Long Beach Township, NJ 08008 (609) 494-3322

Manchester Township Police Department

Colonial Drive, Manchester, NJ 08759 (732) 657-2009

Ocean Gate Police Department

801 Ocean Gate Avenue, Ocean Gate, NJ 08740 (732) 269-2468

Ocean Township Police Department

50 Railroad Avenue, Waretown, NJ 08758 (609) 693-4007

Plumsted Township Police Department

2 Cedar Street, New Egypt, NJ 08533 (609) 758-7185

Point Pleasant Police Department

2233 Bridge Avenue, Point Pleasant Beach, NJ 08742

Seaside Heights Police Department

116 Sherman Avenue, Seaside Heights, NJ 08751 (732) 793-1800

Stafford Police Department

260 East Bay Avenue, Manahawkin, NJ 08050 (609) 597-8581

Toms River Police Department

255 Oak Avenue, Toms River, NJ 08753 (732) 349-0150

Tuckerton Police Department

420 East Main Street, Tuckerton, NJ 08087 (609) 296-0230

Ocean County Justice Complex

First Floor, 120 Hooper Avenue, Toms River, NJ 08753

Cover Caption information:

Freeholder Director Joseph H. Vicari disposes of a family member’s old prescription medications at the Project Medicine Drop Box at the Ocean County Justice Complex, 120 Hooper Ave., Toms River. Old medicines can be disposed of safely and privately in the Justice Complex lobby during regular business hours and other sites in the County.

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The stock market has enjoyed an extended period of strong performance that dates back to the end of the last bear market in early 2009. While stock market performance can be measured in a myriad of ways, it’s the Dow Jones Industrial Average that has surpassed several one thousand point milestones so far in 2017: The Dow first topped the 20,000 mark on January 25, before passing the 21,000 level just over a month later. Then in early August, it broke through the 22,000 mark. As August ended, the seemingly smooth sailing market rally hit a few bumps. While no one can predict the future, market strategists and analysts are suggesting that we could see some additional market volatility in the months ahead. So how do investors keep all of this in perspective while trying to manage their portfolios? Here are three points to keep in mind as you follow the stock market:

1. The real value of each underlying move in the Dow index diminishes as the market rises

While the Dow Jones average is often used to provide a general reading on the state of the market, the index includes the 30 largest company stocks. When the Dow Jones Industrial Average climbs higher, the actual impact of each change in its price is reduced. For example, when the Dow broke through the 2,000 barrier in January 1987, it marked a notable 100 percent increase from the 1,000 level first reached nearly 15 years earlier. By contrast, when the Dow moved 1,000 points to reach 22,000 between March and August of this year, it represented just a 4.5 percent increase.

The same perspective applies to day-to-day market moves. The stock market makes headlines when the Dow Jones average moves up or down 100 points in a day. 20 years ago, when the Dow stood at about 8,000, a 100-point move in the market represented a 1.25 percent change in value. Today, a 100-point move is equivalent to less than a half-percent change. In short, 100 points in the Dow Jones Industrial Average doesn’t mean what it used to.

2. Markets can retreat from record levels

Just as stock markets can rise, history shows they can fall as well. In the spring of 1999, the index reached the 11,000 mark. It moved higher for a few more months before a severe bear market occurred. The Dow dropped to 7,286 in 2002 before returning to the 11,000 level in 2006. Similarly, the market topped 14,000 in 2007 just before the start of another severe bear market. It fell and did not reach that level again until early 2013.

No one can guarantee what will happen to stocks over the next week, month or year. Stock markets are unpredictable in the short-term, as fluctuations are part of the market’s behavior over time. Price swings are a reality for stock investors, but over time, stocks historically have recovered.

3. Indexes may not be representative of your portfolio

While indexes often generate headlines, their performance may not be an appropriate reflection of your own portfolio. Emotions run high when there are market swings, but don’t let fear get the best of you. Stock market swings can act as a reminder to review your financial position, making sure that your asset mix matches your long-term goals. Remember that the most important factors of your investment success are your goals, the time you have to invest, your risk tolerance, and your commitment to save.

Reacting to the stock market or speculation about events that may happen in the future might make for interesting dinner conversation, but remember that it’s not a proven investing strategy.

If you’d like help aligning your financial plan with your feelings on the stock market, consider working with a financial advisor you trust. A financial professional can provide an objective perspective and help you stay focused on your financial goals.

Daniel Covell, CRPC®, CLTC®, is a Financial Advisor and Vice President with RM Financial Management, a private wealth advisory practice of Ameriprise Financial Services, Inc. in West Creek, NJ. He specializes in fee-based financial planning and asset management strategies and has been in practice for 16 years. To contact him/her, call (609) 318-8000 x2 or email him at daniel.covell@ampf.com | www.ameripriseadvisors.com/daniel.covell

1064 S. Main Street, Suite 1A, West Creek NJ 08092.

Investment advisory products and services are made available through Ameriprise Financial Services, Inc., a registered investment adviser.

Ameriprise Financial Services, Inc. Member FINRA and SIPC.

© 2017 Ameriprise Financial, Inc. All rights reserved.

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This holiday season, many families in Central and Southern New Jersey are thankful for their extended Fresh Air family. Each summer, thousands of children from New York City’s low-income communities visit suburban, rural and small town communities along the East Coast and Southern Canada through The Fresh Air Fund’s Friendly Towns Program.  By volunteering as a host family for summer 2018, the spirit of the holiday season can continue in your home throughout the year.

“As a whole family, it was the most impactful and profound experience we could have. There are very few things you can do as a whole family when you’re trying to do something good. Our Fresh Air child has done more for our family than we could ever do for his family. We love him.” – Christina Childs, Darien, CT, Fresh Air Fund host mother of six years

Fresh Air children are boys and girls who live in New York City. Children who are reinvited by host families may continue with The Fresh Air Fund through age 18 and can enjoy extended trips. Volunteer host families frequently share how they rediscover the beauty of their own communities through the eyes of Fresh Air children.

Photo Caption: 9-year-old Omari of Brooklyn had a blast visiting the Mastronardi family in Port Washington, NY for the fourth year in a row this summer.  They rode bikes, went swimming, and had a picnic at a local park! Photo by: Gretchen Murcott | Chickadee Photography

The Fresh Air Fund, an independent, not-for-profit agency, has provided free summer experiences to more than 1.8 million New York City children from low-income communities since 1877.  Each summer, thousands of children visit volunteer host families along the East Coast and Southern Canada and at The Fund’s five overnight camps in Fishkill, New York.  Fresh Air children also participate in year-round leadership and educational programs.  For more information about hosting a Fresh Air child next summer, please contact Samantha M. Doyle at 609-290-1219 or visit www.freshair.org.

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OCEAN COUNTY officials are hoping to make this holiday season the most wonderful time of the year for everyone and are asking for your help.

“We are encouraging our citizens to help those less fortunate by participating in the Ocean County Sheriff’s Office Annual Toy Drive,” said Ocean County Freeholder John P. Kelly, Director of Law and Public Safety. “This drive has helped hundreds of families and children in past years and we want to do the same in 2017.

“With this annual toy drive, under the direction of Sheriff Michael Mastronardy, we have the opportunity to help bring a little holiday happiness into the lives of families that may be going through a difficult time,” Kelly said.

Sheriff Mastronardy said that last year the drive helped more than 300 families and provided toys to more than 900 children throughout the County. The drive currently is in need of items especially for children ages 10 to 15 years old.

“We are again working with the Ocean County Police Chiefs Association and local police departments in order to make sure families that are in need are served by the program,” Mastronardy said. “It’s gratifying that so many people in the past have donated and helped. We are hoping to see the same response this year to helping our neighbors.”

New and unwrapped toys can be dropped off at a number of locations throughout Ocean County until Dec. 20 including the Ocean County Clerk’s Office, Ocean County Courthouse, 118 Washington St., Toms River; Ocean County One Stop Center, 1027 Hooper Ave., Building 2, Toms River; Ocean County Administration Building, 101 Hooper Ave., Toms River; Ocean County Southern Service Center, Routes 9 and 72, Manahawkin; County Connection, Ocean County Mall, JC Penney Wing, Hooper Avenue, Toms River and the Ocean County Training Center, Volunteer Way, Waretown.

Also toy bins are at the following Ocean County Library branches: Barnegat Branch, 112 Burr Street, Barnegat Township; Brick Branch, 301 Chambers Bridge Road, Brick Township; Lacey Branch, 10 East Lacey Road, Forked River; Little Egg Harbor Township Branch, 290 Mathistown Road, Little Egg Harbor; Manchester Branch, 21 Colonial Drive, Manchester Township; Plumsted Branch, 119 Evergreen Road, New Egypt; the main branch of the Ocean County Library at 101 Washington St., Toms River;  Tuckerton Branch, 380 Bay Ave., Tuckerton, and Waretown Branch, 112 Main St., Waretown.

“This effort is supported by the generosity of the Ocean County government family, from the staff at the courthouse and Sheriff’s Office, to the workers in Southern Ocean County, the county staff is helping to make a difference this holiday season,” said Ocean County Freeholder Director Joseph H. Vicari. “We are collectively asking the citizens to do what they can to help.”

For those residents who are in need of some assistance with toys this Christmas, please register with the Sheriff’s Department by filling out the Sheriff’s Toy Drive Application Form by the Dec. 13 deadline.  The form may be accessed from the Ocean County Sheriff’s Office website home page at www.co.ocean.nj.us/OCsheriff.   Or call 732-929-2161 for information on requesting assistance or for providing donations. Toy distribution is scheduled for Dec. 16 and 17.

“On behalf of Ocean County, I want to extend my appreciation to everyone involved in this program,” Sheriff Mastronardy said. “This toy drive can make a big difference especially for children. That is what the season is all about.”

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Members of Pine Shores Art Association created Art Boxes to be distributed through several Ocean County churches and organizations who gather holiday gifts for community families. The Art Boxes will go to children in need who put art supplies on their holiday wish list. Each Art Box includes Crayola crayons and colored pencils, washable markers, Elmer’s school glue sticks, kids’ safety scissors, 12” ruler, #2 pencils and sharpener, drawing paper, watercolor paper, paint and brushes, and a coloring book. These durable art materials will last for an extensive period of time. The boxes and supplies were donated by individual member artists, and on December 6, the PSAA Board of Directors filled 23 Holiday Art Boxes, providing a storage place for art supplies that is also a forever box for collected art work.  The goal is to bring holiday happiness to aspiring young artists, and to encourage them to use these tools often, so they will see that with practice, their talents will grow.  Inspiration and creativity benefit greatly from encouragement.  The box lids are personalized with the child’s name over the phrase “Enjoy! Be Creative! Have Fun!” 

Pine Shores’ Vice President Nancy Edwards developed the project several years ago when still living in northern New Jersey.  Her company Creative Art Spaces strives to encourage community art projects with the message that art belongs to people of every age and circumstance. When presenting the Art Box suggestion to the Pine Shores board, she said, “The goal is to help foster art in homes for children in need and have them share the same joy that art brings our members.” A photo of the box-filling session is attached, along with a photo of the box’s contents.

Pine Shores Art Association provides year-round art classes in every drawing and painting medium, plus quarterly art history lectures and monthly art exhibits for Ocean County residents of all ages.  The list of available classes keeps growing.  In 2018, new weekend and evening classes have been added to the list of well over 100 affordable annual classes offered by established teachers.  For more information on classes, art shows, and other art opportunities offered visit www.pineshoresartassociation.org.

For more details about the Art Box project, contact nancy.edwards@comcast.net, or call Nancy at 908-458-1468.

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AS WE REMAIN in the grips of harsh winter weather, Ocean County wants to make certain its senior population, in particular the frail and homebound, is prepared for the extreme cold.

“While snowy weather and plunging temperatures have an effect on everyone, the elderly are often more susceptible to the dangers of winter,” said Ocean County Freeholder Director Joseph H. Vicari, who serves as Chairman of Senior Services. “We cannot stop the winter weather from coming. But we can be prepared for it.”

With about 170,000 seniors calling Ocean County home, Vicari urges any senior who is in need of assistance to contact the Ocean County Office of Senior Services at 732-929-2091 to determine what kind of help may be available.

For those seniors having trouble meeting their utility bills, Vicari urged seniors to contact the Office of Senior Services for information on the 2017/2018 Energy/Utility Discount Programs.

For example, Universal Service Fund is a federally funded program to assist low-income households with their heating bills. Eligibility is based on household size and monthly income.  Applications will be automatically sent to those who received a heating benefit last year.

Lifeline is another program that offers assistance to persons who meet the PAAD eligibility requirements for 2017-2018. Lifeline benefits are provided for electricity and natural gas.

“These are just two of the many programs available that can help provide assistance in paying utility bills,” said Vicari, who serves as chairman of Senior Services. “It’s important our seniors are aware that there is help.”

If you are not a Home Energy Assistance/Universal Service Fund recipient and would like to apply, please call the Office of Senior Services at 732-929-2091 or 1-800-668-4899. If you are already a recipient and have any questions, please contact O.C.E.A.N., Inc. at 732-244-9041.

Vicari urged residents to check in on their elderly neighbors, family members and friends.

“One quick call can save a life,” Vicari said.

Vicari said seniors participating in the County’s nutrition program are checked on daily when their meal is delivered.

He added that during inclement weather additional meals are usually delivered before an impending storm so the senior will have food in the house should drivers be unable to get to them.

“For instance, we anticipate additional meals to be delivered this week as the weather forecast includes possible snow,” he said. “The Ocean County Board of Chosen Freeholders with Community Services Inc., our nutrition program provider work diligently in making sure seniors are taken care of during all kinds of weather.”

“Knowing they have a meal in the house they can warm up and eat is one less worry for our seniors and their caregivers during winter weather,” Vicari said.

He cautioned seniors who venture out during harsh weather to be mindful of ice.

According to the National Institutes for Health, more than 1.6 million older Americans go to the emergency room each year for fall-related injuries. One of the major causes of a fall is ice and black ice which can occur without warning.

“We need to be vigilant of these potentially hazardous conditions,” Vicari said.

To lessen the chances of a fall, be cautious of footwear and make arrangements to have even a simple handrail installed to provide the necessary support to help maintain balance and keep you from falling.

As we age, our sense of touch also declines. Arthritis, diabetes, poor circulation, and a multitude of other conditions can cause lack of feeling for older adults, especially in the extremities. Some people may not be as aware of the change in temperature as they need to be.

To prevent hypothermia, keep your home’s thermostat set at 68 degrees or above, dress in layers of loose fitting clothing and keep your head covered when you are outdoors. A great deal of heat is lost when your head is exposed. As we age our skin becomes thinner and drier, thus more prone to tears. Certain medications can even affect the lining of your nose, creating an increased risk for nose bleeds. Keep the dangers of dryness low by using a humidifier to keep the air moist, drink plenty of water and eat foods high in water content like soups and vegetables, and moisturize your skin daily with creams or lotions.

“There are some simple steps we can take to keep us safe as we weather the cold,” Vicari said. “And there also is help available through the Office of Senior Services.”

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This year, Tuckerton Seaport and Baymen’s Museum will be the State Coordinating host site for the NJ Junior Duck Stamp Program, with assistance from Forsythe National Wildlife Refuge.

All artwork must be submitted by February 15 and should be sent to:

Tuckerton Seaport & Baymen’s Museum
Attn: Julie Hain
120 West. Main Street
Tuckerton, NJ 08087

Eligibility Guidelines and other details can be found on the U.S. Fish & Wildlife Service website:
https://www.fws.gov/birds/education/junior-duck-stamp-conservation-program/junior-duck-stamp-contest-information.php

Download the Junior Duck Stamp Contest Brochure here:
https://www.fws.gov/migratorybirds/pdf/Education/junior-duck-stamp-conservation-program/JDSPContestBrochureShortVersion.pdf

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We are excited to announce the return of Shamrocks for Hope! In 2017, Patient Advocate Susan Buzby wanted to create and manage a new event in order to “Pay Forward” the kindness, generosity of spirit and HOPE to current patients that were offered to her family through David’s Dream & Believe Cancer Foundation.

On March 10, 2018, this family-friendly event will again take place at Breeze’s Dock Bar & Grill in the Viking Yachting Center in New Gretna, New Jersey from 4-8pm.

Purchase your tickets in advance prior to February 28 to save up to $20 and guarantee that you receive the event t-shirt printed by Jetty Ink!

All proceeds from ticket sales and auctions will go directly to David’s Dream & Believe Cancer Foundation.

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Mary’s Place by the Sea will host its 7th Annual Walk-A-Thon on Saturday, May 19th, 2018 on Ocean Pathway in Ocean Grove, New Jersey. Mary’s Place by the Sea is a respite home for women who are receiving treatment for cancer. Guests of Mary’s Place are given the opportunity to pause and focus on their healing – mind, body and soul – while receiving  integrative services that complement their medical treatment. Because of fundraising events like the annual walk, guests receive all services at no cost.

“If you are not attending The Royal Wedding on May 19^th – we invite you to join us for what we are calling ‘The Royal Walk’! Our guests are royalty to us, and we look forward to this event every year as it is an opportunity to see so many previous guests and their families all on the same day! Seeing the crowd of over 1,000 people is a moving experience. We have now served over 8,000 women with cancer since our founding in 2009. This day is dedicated to celebrating those guests!” said Michele Gannon, President and Co-Founder of Mary’s Place by the Sea. 

The Mary’s Place by the Sea Walk-A-Thon is a wonderful opportunity for families, men and women to walk in honor of a loved one who has fought or is fighting cancer.

Registration for the 2.5 mile walk can be completed online at www.runsignup.com/marysplacebytheseawalk2018. Once registered, walkers will have the option to create a fundraising page, where they can have family and friends sponsor their efforts. Prizes will be awarded for the top three individual and team fundraisers. Proceeds from this event go directly toward supporting the guests of Mary’s Place by the Sea.

“It is hard to believe that this will be our 7^th Annual Walk-A-Thon! This event continues to grow year after year, doubling in size and donations. The support we see at this event is a true testament to the work we are doing, and its impact in the lives of our guests. You can have that same impact on every woman with cancer by joining us along with your family and friends!” said Clare Freda, Chair of the Walk-A-Thon Committee.

The Annual event will include free food and beverages for all participants, music, and a host of health and wellness vendors from the local community. Check-in will begin at 11:00AM on Saturday, May 19th, and the walk will begin at 12 noon. Registration is $40 for adults over 18 years of age, $25 for children ages 10-17, and free for children under 10 years of age. A free t-shirt will be included for paid registrants who register prior to May 7th. The event will be held rain or shine.

Sponsors of the event include: Asbury Park Press, Advisors Mortgage, Dean’s Natural Food Market, and FireRock Productions. Sponsor and vendor opportunities are available. Please contact Kara Grimes at 732-455-5344 or kgrimes@marysplacebythesea.org for more information.

More about Mary’s Place by the Sea:

Mary’s Place by the Sea is a respite home for women who are receiving treatment for cancer. Guests of Mary’s Place are provided with unconditional care during their time of extreme need at NO COST. Guests experience integrative services during their stay, such as oncology massage, nutritional counseling, guided meditation, yoga, expressive writing, and much more.

Mary’s Place by the Sea operates out of a state-of-the-art, custom built, ten-bedroom home, located at 22 Main
Avenue in Ocean Grove, New Jersey. Since its beginning, Mary’s Place has served over 8,000 women with cancer. 

Mary’s Place by the Sea is a nonprofit 501(c) 3 organization. 

To watch a video to learn more about Mary’s Place please go to:   https://youtu.be/YBAXT-N6mAE

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Do you have a kayak, canoe, or stand-up paddleboard?  The Barnegat Bay Partnership is looking for paddling enthusiasts to help collect important data about the condition of shorelines along the Barnegat Bay. With many miles of shoreline, their scientists can’t do it alone – they need the help of citizen science volunteers like you!

First launched by the Barnegat Bay Partnership in 2015, “Paddle for the Edge” has become an annual event.  So far, volunteers have collected more than 2.600 data points with their smartphones, while enjoying a great time out on the water. The data provides important information about the state of the bay’s marshes and will help guide future research and restoration projects.

This summer’s “Paddle for the Edge” event will take place from June 30^th through July 22^nd.  Volunteer paddlers can spend just a few hours on the water anytime during these dates to record some basic information for the Partnership’s shoreline study.

Interested?  The first step is to attend one of the following training sessions to learn how to collect the data:  June 16^th (10:00 a.m. to noon) at Tuckerton Seaport; June 19^th (6:00-8:00 p.m.) at the Toms River branch of the Ocean County Library; June 20^th (6:00-8:00 p.m.) at Tuckerton Seaport; and June 23^rd (10:00 a.m. to noon) at the Stafford branch of the Ocean County Library.  Visitwww.barnegatbaypartnership.org/protect/restoring-barnegat-bay/volunteer/paddle-for-the-edge/ to register for a 2018 training session and learn more about “Paddle for the Edge.”

Questions?  Email Paddle4TheEdge@gmail.com.

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 Ocean Galleries will debut a rare collection of museum quality artwork in Stone Harbor, New Jersey (9618 Third Avenue/609.368.7777) over the Fourth of July holiday week.  The “Modern Masters” exhibition will feature more than 60 pieces of artwork by four iconic twentieth century artists: Pablo Picasso, Marc Chagall, Salvador Dalí, and Joan Miró.

“Modern Masters: Picasso, Chagall, Dalí, and Miró” will open at Ocean Galleries on Friday, June 29 and remain in Stone Harbor through Sunday, July 8, 2018.  For those looking to admire and acquire art during this unique exhibition, the gallery will host curatorial receptions from 7:00 PM to 10:00 PM on Friday, June 29, Saturday, June 30, and Sunday, July 1.  The collection will be on display daily from 10:00 AM to 10:00 PM with all artwork available for acquisition.

“This collection of art by Picasso, Chagall, Dalí, and Miró is extraordinary,” explains Pamela Walsh, curator for the fine art collection. “These are four of the most influential and collected artists of the last century; seeing their artwork outside of a museum setting is a profound and enlightening experience. This is a superb opportunity to acquire these exceptional and coveted works of art in an informative, educational environment.”

While the exhibit includes many noteworthy pieces, Walsh remarks that there are two exceptional pieces that deserve special attention: “Le Christ au Village” by Marc Chagall and “Le Danseur (Tête d’Histrion)” by Pablo Picasso.

“Le Christ au Village” by Marc Chagall is a monotype, which is a unique work of art from 1966, a period of great creative inspiration for him. The image is a complex montage of symbols from his personal life and religious iconography, complimented by an extraordinary palette of colors. There are references to “mother and child”, which has sentimental and religious meaning to Chagall; animals, which he incorporated in many of his works as a reminder of his village in Vitebsk; and a crucifix, which symbolized the plight of the Jewish people. His signature use of color, floating independently of the lines, is masterful.

Another exceptional piece in the exhibition is “Le Danseur (Tête d’Histrion)” by Pablo Picasso.  This piece is a trial proof of a linocut created in 1965. During the 10-year period that he worked in this medium, Picasso revolutionized the way linocuts (or linoleum cuts) were made and created some of his most innovative and visually-pleasing works. “Le Danseur” is an image of the head of an actor designed with shapes and lines that would not traditionally define a face. He asks us to look carefully and discover the contours through a new pictorial language. “The results are fascinating!”, Walsh explains. “This piece is one of only four proofs Picasso pulled in experimental tones prior to the final version. It gives us some insight into the mind of this artistic genius. This type of work is rarely seen outside of a museum setting. It is a must-see!”

In addition to these two important works by Chagall and Picasso, guests will enjoy more than 60 other pieces of art by Chagall, Picasso, Dalí, and Miró from the 1930s through the 1970s, including original drawings, etchings, lithographs, and linocuts, all in pristine condition with archival conservation framing.

The “Modern Masters: Picasso, Chagall, Dalí, and Miró” exhibition opens on Friday, June 29 and runs through Sunday, July 8, 2018, with daily hours from 10:00 AM to 10:00 PM. Collectors can learn about the artists and the showcased art during curatorial receptions with Ms. Walsh taking place from 7:00 PM to 10:00 PM on Friday, June 29, Saturday, June 30, and Sunday, July 1.  The exhibition and receptions are open to the public, with all artwork available for acquisition.

In addition to an extraordinary collection of artwork and custom-framing, Ocean Galleries also offers a variety of hand-made crafts from local, regional, and national artists in America, such as glass, pottery, jewelry, and furniture.  All summer exhibitions take place at the Stone Harbor location of Ocean Galleries (9618 Third Avenue), which is open daily from 10:00 AM until 10:00 PM through the summer season. The Avalon, NJ location of Ocean Galleries (2199 Ocean Drive) is open Tuesday through Saturday from 9:00 AM until 5:00 PM.  For more information, call 609-368-7777 or visit oceangalleries.com

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SHOW DATES:

July 27 at 7:30

July 28 at 2:00 & 7:30

July 29 at 2:00

at The Historic Strand Theater
400 Clifton Avenue, Lakewood, NJ

$14 Children 12 and under

$16 Seniors/Students

$18 Adults

plus a $1.50 service charge per ticket  

For tickets visit https://bcct.booktix.com 

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 Ocean Galleries welcomes the renowned British Impressionist, Kerry Hallam, to Stone Harbor, NJ (9618 Third Avenue/609.368.7777) in August for his first ever exhibition in the seashore community.  The new exhibit, “Along the Coast,” will feature many coastal themed paintings as well as his signature nautical chart paintings.

“Kerry Hallam – Along the Coast” opens on Friday, August 3, 2018 and runs through Monday, August 6, 2018.  Hallam will be in the gallery for receptions from 7:00 PM until 10:00 PM on Friday, August 3 and Saturday, August 4, and from 1:00 PM until 4:00 PM on Sunday, August 5.  The exhibition, which is open daily from 10:00 AM until 10:00 PM, is free, with all artwork on display available for acquisition.

The prolific and revered artist, who is as refreshing and spirited as his paintings, creates enticing images through bold palettes and captivating compositions. Dedicated to painting for more than 50 years, Hallam’s works spirit us away to experience an alluring atmosphere and the simple pleasures of life. His lifetime of travels has continually called him to the sea and his paintings are like a stage-setting ready to be explored.

Enthusiasm for his art is fully evident in Kerry Hallam’s vivid windswept seascapes and timeless, sun-dappled village scenes. Noted for his power to evoke emotion, opulence of light and distinctive color harmonies, Hallam translates the ordinary moment into the magical. “I try to arrive at a definitive statement, a kernel of a landscape or an experience which is universal in appeal,” explains Kerry Hallam.

Born in Northern England, Hallam showed early artistic talent when he won a six-year scholarship to London University’s Central College of Art and was formally trained under British Master painters. Britain’s Royal Society of Artists in Watercolor included him for his talent. Highly influenced by Fauvism, Hallam has a strong affinity for the nineteenth century French Post-Impressionists, Cezanne and Van Gogh.

In 1981, Hallam opened a studio and gallery on Nantucket Island in Massachusetts.  Inspired by St. Tropez and the French Riviera, Hallam returns frequently to renew his spirit and find inspiration for his art. His panoramas continue to draw accolades, including a first-place award by the prestigious L’Association Pour le Promotion Artistique Francais. Through innumerable one-man exhibitions, Kerry Hallam has been honored by galleries around the world. His work has been featured in countless newspaper and magazine articles as well as in PBS television specials.

“We have been fans of Kerry’s artwork for many years so it is truly an honor to host this exhibition,” said Ocean Galleries owner Kim Miller.  “He has an innate talent to bring a scene to life – whether it is one of his many coastal themed paintings, landscapes, or his nautical chart artwork, which we know the boaters in the community will love.”

For the Stone Harbor exhibition, Hallam has created an all new collection of artwork which will include acrylic paintings, acrylics on nautical charts, and sketches.  There are over 60 pieces in the collection, which will be on display throughout the first weekend of August.

The “Along the Coast” exhibit with Kerry Hallam runs from 10:00 AM until 10:00 PM on Friday, August 3 through Monday, August 6 in the Stone Harbor, NJ location of Ocean Galleries (9618 Third Avenue/609.368.7777).  Hallam will be on hand to sign purchased artwork at gallery receptions taking place from 7:00 PM until 10:00 PM on Friday, August 3 and Saturday, August 4, and from 1:00 PM until 4:00 PM on Sunday, August 5.  All artwork in the collection is available for acquisition.

 In addition to an extraordinary collection of artwork and custom-framing, Ocean Galleries also offers a variety of hand-made crafts from local, regional, and national artists in America, such as glass, pottery, jewelry, and furniture.  All summer exhibitions take place at the Stone Harbor location of Ocean Galleries (9618 Third Avenue), which is open 10:00 AM until 10:00 PM throughout the summer season. The Avalon, NJ location of Ocean Galleries (2199 Ocean Drive) is open daily all summer from 9:00 AM until 5:00 PM.  For more information, call 609-368-7777 or visit oceangalleries.com

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Summer may be winding down, but you can still preserve your homegrown vegetables and fruits. The Toms River Branch of the Ocean County Library, 101 Washington St., will host Joanne Kinsey from the Rutgers Cooperative Extension, at 6:30 p.m. Wednesday, Aug. 29.

Kinsey’s free program, “Save the Flavor of Summer” will include instructions on properly canning fresh produce. Participants will also create labels for future use in their own canning projects.

Registration is required. To register, call 732-349-6200 or visit theoceancountylibrary.org/events

Free parking is available daily after 5 p.m., in the top and middle levels of the Toms River parking garage located behind the library or anytime in the Ocean County parking garage on Hooper Avenue.

The post “Save the Flavor of Summer” at the Ocean County Library appeared first on Forked River Gazette.

The economic expansion in the U.S. since 2009 has presented opportunities for many Americans to explore new job possibilities. If you are among those looking to make a change in your career path, you should know that switching employers can have a substantial impact on your financial life. Here are four tips to help keep your finances on track through the transition:

1. Review your entire compensation package

When considering a new position, it’s important to review the base salary offered in the context of the full compensation package. Many U.S. companies offer competitive benefits that could help you manage everyday expenses, such as health and disability insurance, onsite health clinics, fitness centers, or a company car. Financial benefits, including a pension plan, company matching retirement plan contributions or employee stock options can also be important pieces of your financial plan. Consider the benefits you and your family use and value most from your current compensation package as you make your career decision.

2. Maintain health insurance

If you currently have health insurance through your employer, make it a priority to sustain coverage through the job transition. Depending on your new employer, you may begin to receive coverage on your first day or after a waiting period. Unexpected health issues or accidents can happen any time, so it’s not worth the risk to be uninsured – even for just a few days or weeks. To retain coverage, consider the following options:

• Holding onto your current insurance until the new plan is in place. COBRA federal law (the Consolidated Omnibus Budget Reconciliation Act) allows you and your qualified beneficiaries to remain on your employer’s plan for up to 18 months if you were not terminated for cause. You are responsible for up to 102 percent of the plan’s costs – the full expense for coverage plus a possible administration fee.
• If you’re married, check to see if you can secure coverage with your spouse’s employer. The qualifying events for enrolling in your spouse’s plan may vary, but it’s worth exploring if this option is available to you.
• Purchasing insurance through the open market. If you’re considering this option, research the costs and benefits of each plan thoroughly so you know what’s covered before signing on the dotted line.

3. Prioritize your long-term financial goals

If your new position comes with a salary increase, use the additional dollars from each paycheck to solidify your financial future. It can be easy to spend the extra money if you don’t have a plan in place to save it. Commit to applying your bump in income to your key long-term goals, such as retirement, college tuition or another important milestone.

If you choose a job with a lower salary – which may make sense for a variety of reasons – update your budget accordingly to ensure you’re able to live within your means each month. Saving even a modest amount on a regular basis will help you make meaningful progress toward key goals.

4. Take care of your retirement plan dollars

The vested balance in your employer’s retirement plan is yours. As you change jobs, it’s important to make an informed decision about what to do with these retirement savings. You typically have several options – keep the money in your previous employer’s plan; roll it into the plan offered by your new employer; or roll it into an individual retirement account (IRA). There are pros and cons to each option, and no one choice is right for everyone. As you review your options, consider discussing your decision with a financial advisor who can evaluate your specific situation from an objective perspective.

It’s worth noting that another option is to take the retirement funds in cash. Although bear in mind that choosing cash will incur steep tax and early withdrawal penalties. In addition, taking a distribution results in a loss of tax-deferred savings and the potential growth that could come from keeping the money invested.

A career change presents many choices that could impact your financial situation. Being thoughtful about the decisions you make through the transition can help position you to meet your future financial goals.

Daniel Covell CRPC®, CLTC®, is a Financial Advisor and Vice President with RM Financial Management, a private wealth advisory practice of Ameriprise Financial Services, Inc. in West Creek, NJ. He specializes in fee-based financial planning and asset management strategies and has been in practice for 17 years. To contact him, call his office at (609) 318-8000 x2 or visit his website at www.ameripriseadvisors.com/daniel.covell. 1064 S. Main Street, Suite 1A, West Creek NJ 08092.

Investment advisory products and services are made available through Ameriprise Financial Services, Inc., a registered investment adviser.

Ameriprise Financial Services, Inc. Member FINRA and SIPC.

© 2018 Ameriprise Financial, Inc. All rights reserved.                                 File #2027842

The post Changing Jobs? 4 Tips to Keep Your Financial Life on Track appeared first on Forked River Gazette.

20th Annual Waretown Haunted Hayride on October 12 & 13 from 7pm to 10 pm.

Sponsored by the Township of Ocean and Waretown V ol. Fire Co. 20 Min. tractor ride around the “Haunted” Waretown Lake, 182 Wells Mills Rd, Waretown.

Admission:  $10 Adults/$8 Children

Last year over 4200 paid participants attended this event Food and beverages will be available for purchase.

VOLUNTEERS ARE WANTED: SKIT CONTESTANTS ARE WANTED: For more info call Jeanne 609-548-6319 or email recreation@twpoceannj.gov

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Applebee’s Neighborhood Grill & Bar^® locations in New Jersey today announced its 20^th annual Breakfast with Santa fundraiser will take place on Saturday, December 8 from 8:30 – 10:30AM. The fundraiser will support the efforts of the U.S. Marines Corps Toys for Tots program, which distributes new toys to underprivileged children to provide a tangible sign of hope to as many economically disadvantaged children as possible at Christmas.

Guests can enjoy breakfast compliments of Applebee’s along with goodies, raffle tickets for door prizes and the opportunity to take a photo with Santa Claus. Tickets to Breakfast with Santa can be purchased for $10 each by calling or visiting a local Applebee’s. Advanced reservations are required as seating is limited. Children under the age of 2 are admitted free of charge. Starting October 15, Applebee’s will raise additional funds by selling paper “gift tags” for $1 or $5 each, which will be displayed in the restaurants. One hundred percent of the proceeds from the Breakfast with Santa events and “gift tag” purchases will be donated directly to the U.S. Marine Corps Toys for Tots program to be distributed to local families.

“It’s an honor to host our 20^th annual Breakfast with Santa fundraiser in partnership with Toys for Tots,” said Tim Doherty, President and Chief Executive Officer of Doherty Enterprises. “We are thrilled to be able to support this amazing organization and all they do for the development of area children and our local communities, especially when we can make the holidays a little brighter. We look forward to spending the day with our employees and guests to celebrate the holidays and the season of giving.”

Heading into its 20^th year, Applebee’s locations owned and operated by Doherty Enterprises, which owns more than 100 Applebee’s restaurants across New Jersey, Long Island, Florida and Georgia, have raised over $4.3 million for the Toys for Tots initiative to date, helping to spread holiday cheer to over 230,000 deserving children.

“We are very pleased to continue our partnership with Doherty – Applebee’s, a national corporate sponsor of the 2018 Marine Toys for Tots Campaign,” said Lieutenant General Pete Osman, USMC (Ret), President and CEO of the Marine Toys for Tots Foundation.  “Their community service goals certainly align with those the Marine Corps has promoted for over 70 years through our Toys for Tots Program.”  Osman concluded, “With their generous support we will be able to fulfill the Christmas holiday dreams of thousands of less fortunate children who otherwise might be forgotten.”

In addition to Toys for Tots, Doherty-owned Applebee’s restaurants provide support for charitable causes in the communities they serve year-round under the leadership of Presidents and Chief Executive Officer Doherty. In 2017, Applebee’s raised and donated over $4.4 million for local charities through over 12,900 events and sponsorships.

Just in time for the holidays, for every $50 gift card purchase, guests will receive a free bonus card valued at $10. Offer valid October 29 through January 6. Bonus cards valid from next visit through March 3, 2019.

Applebee’s Breakfast with Santa events will be offered at locations owned and operated by Doherty Enterprises in New Jersey, Long Island, Florida and Georgia. In New Jersey, Applebee’s is located in Brick, Bridgewater, Butler, Clark, Clifton, East Hanover, Edison, Flemington, Garfield, Hackensack, Hackettstown, Hillsborough, Howell, Jersey City, Jersey Gardens, Kearny, Lacey, Linden, Manahawkin, Manalapan, Manchester, Middletown, Milltown, Mt. Olive, Newark, Newton, North Bergen, Northvale, Ocean, Paramus, Parsippany, Phillipsburg, Piscataway, Rockaway, Tinton Falls, Toms River, Totowa, Union, Wall and Woodbridge.

The post SPREADING HOLIDAY CHEER FOR 20 YEARS; NEW JERSEY APPLEBEE’S HOST ANNUAL BREAKFAST WITH SANTA FUNDRAISER ON DECEMBER 8 appeared first on Forked River Gazette.

As 2018 winds down, it’s time to think about if and how you may be able to reduce the taxes owed on your next tax return. New tax laws, which generally took effect on January 1 of this year, mean you may need to approach your tax strategy differently than you have in the past. Talk to your tax professional about whether the following five considerations apply to you:

1. Claiming the standard deduction or itemizing deductions

As in prior years, you have the option to either take the standard deduction (an amount set by law and adjusted for inflation) or itemize deductions. The new tax laws nearly doubled the standard deduction, which may make it more attractive for people to choose this option. For individuals, it is now $12,000 (up from $6,350 in 2017) and for married couples filing jointly it is $24,000 (up from $12,700 in 2017). Those age 65 or older or who are legally blind may claim an additional standard deduction of $1,300 to $1,600, depending on your filing status.

However, if your total available itemized deductions are nearing the amount of the standard deduction, you may want to take steps to qualify for additional or increased deductions. Donating to charity, making an additional house payment with mortgage interest or for medical expenses (subject to an AGI floor) are common itemized deductions. Incurring these expenses in this calendar year may allow you to reduce your taxable income by more than the standard deduction. Certain limitations and deductions may no longer be available to you, so review your situation with a tax advisor.

If you believe you’ll be closer to the threshold in 2019, you may want to delay deductible expenses until next year to the extent you are able to do so. Going forward, it might be beneficial to bunch deductible expenses in alternating years to utilize the itemized deduction option when you can.

As you review your tax strategy, remember that if you claim the standard deduction on your federal return you may still be able to itemize deductions on your state income tax return.

2. Converting a traditional IRA to a Roth IRA

You can convert a traditional IRA to a Roth IRA anytime, however it may be more attractive to do so in this lower tax environment, particularly if you think you’ll be taxed at the same or a higher rate in retirement. This is for two reasons.

First, you may avoid higher future taxes on the dollars earned in your Roth account. A Roth IRA differs from a traditional one because it is free from federal income taxes and the requirement to take a minimum distribution from the account after age 70 ½. This means you may be able to keep more of your hard-earned retirement dollars.

Second, converting triggers federal taxes because you would be withdrawing the money (which is considered taxable income) from the traditional IRA to put it into the Roth account. If you convert this year, you will pay the lower 2018 rates on this additional taxable income. This is a perk to taking action now, if converting to a Roth IRA is a strategy you’re considering.

3. Whether you are able to deduct state or local taxes

Under previous law, you were generally allowed to fully deduct your state and local income taxes (or state sales taxes, if elected) and property taxes from your income. Under the new law, the taxes are capped at $10,000. This limit may impact your decision to itemize deductions.

4. If you qualify for a deduction as a business owner

If you are a business owner in a sole proprietorship, partnership, LLC or S corporation, a new tax provision may apply to you: Twenty percent of your qualified business income may be deductible from your income. Certain limitations apply, including those based on your line of business and taxable income. The rules around this are complex, so contact a tax advisor for additional information.

5. Reducing your taxable income

Many of the strategies previously used to reduce taxable income are still applicable under the new laws. A few to consider are:

• Deferring revenue into next year, if you’re able to do so;
• Selling investments to generate capital losses that can help offset capital gains; and
• Increasing pre-tax contributions to workplace retirement plans to help boost savings while simultaneously reducing your current tax liability.

While it’s always a good idea to be thoughtful about your tax strategy, the new tax laws mean it’s important to prioritize reviewing your plan this year. Consult with a tax professional and financial advisor for guidance on the best financial strategy given your goals.

Daniel Covell CRPC®, CLTC® is a Financial Advisor and Vice President with RM Financial Management, a private wealth advisory practice of Ameriprise Financial Services, Inc. in West Creek, NJ. He specializes in fee-based financial planning and asset management strategies and has been in practice for 17 years. To contact him, call (609) 318-8000 x2 or email daniel.covell@ampf.com. Visit his website at www.ameripriseadvisors.com/daniel.covell.

1064 S. Main Street, Suite 1A, West Creek, NJ 08092.

Ameriprise Financial Services, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.

Investment advisory products and services are made available through Ameriprise Financial Services, Inc., a registered investment adviser.

Ameriprise Financial Services, Inc. Member FINRA and SIPC.

© 2018 Ameriprise Financial, Inc. All rights reserved.

The post New Tax Laws May Change How You Approach Your 2018 Tax Return appeared first on Forked River Gazette.